Canada Child Benefit calculator for BC and Alberta
For July 2026 to June 2027, the Canada Child Benefit (CCB) pays up to $8,157 a year per child under 6 and $6,883 per child aged 6 to 17, based on your 2025 adjusted family net income. Payments shrink once that income passes $38,237. BC and Alberta add their own child benefits on top.
2026 ratesBC and AlbertaRuns in your browserSummary free, no sign-upSources checked 28 Oct 2026Estimate only
Try an exampleOne click fills the form. Change any number after.
Your July 2026 to June 2027 estimate
$1,129 a month
Estimate only. Finvo is not part of the government. CRA and the province decide eligibility and payments.
About $13,551 for the year, from 2025 family net income of $70,000 and 2 children.
General information, not tax advice. Check with CRA’s child and family benefits calculator.
See every line behind this numberEach benefit’s maximum and income reduction, by month and year, what to do nextCheck what affects your family benefits
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2026–27 rates used in this estimateBenefit year July 2026 to June 2027, from 2025 income. Each figure links to its official source, checked 28 Oct 2026.
| Figure | July 2026 to June 2027 | Source, checked |
|---|---|---|
| CCB maximum per child | $8,157 under 6 ($679.75 a month); $6,883 aged 6 to 17 ($573.58 a month) | CRA How much you can get (2026-10-22), 28 Oct 2026 |
| CCB income thresholds | $38,237 and $82,847 of 2025 adjusted family net income | CRA How much you can get, 28 Oct 2026 |
| CCB reduction, $38,237 to $82,847 | 7% (1 child), 13.5% (2), 19% (3), 23% (4 or more) of income over $38,237 | CRA How much you can get, 28 Oct 2026 |
| CCB reduction over $82,847 | $3,123 + 3.2% (1 child), $6,022 + 5.7% (2), $8,476 + 8% (3), $10,260 + 9.5% (4 or more) of income over $82,847 | CRA How much you can get, 28 Oct 2026 |
| Child Disability Benefit | Up to $3,480 per child ($290 a month), less 3.2% (1 child) or 5.7% (2 or more) of income over $82,847 | CRA Child disability benefit (2026-06-15), 28 Oct 2026 |
| B.C. family benefit | $1,750 first child, $1,100 second, $900 each other child, in full under $30,176; less 4% of income over $30,176, but not below $775, $750 and $725 per child until $96,562; then those amounts less 4% of income over $96,562 | gov.bc.ca B.C. family benefit (June 17, 2026), 28 Oct 2026 |
| BC single-parent supplement | Up to $500 a year per family, reduced in the same 4% calculation over $30,176 | gov.bc.ca B.C. family benefit, 28 Oct 2026 |
| Alberta Child and Family Benefit, base | $1,529 first child, $764 each for the 2nd to 4th ($3,821 for 4 or more); less 8.05%, 12.07%, 16.09% or 20.11% (1, 2, 3, 4+ children) of income over $28,116 | alberta.ca ACFB, CRA Alberta programs (2026-05-11), Personal Income Tax Act s.30.2, 28 Oct 2026 |
| Alberta Child and Family Benefit, working | 15% of family working income over $2,760, up to $782, $712, $426 and $141 for the 1st to 4th child ($2,061 for 4 or more); less 3.40%, 6.49%, 8.34% or 8.95% of income over $47,115 | alberta.ca ACFB, Personal Income Tax Act s.30.2, 28 Oct 2026 |
| Shared custody | Each parent gets 50% of the full-custody amount, on their own family income | CRA Shared custody, 28 Oct 2026 |
| Payment dates | CCB, CDB and B.C. family benefit: November 20 and December 11, 2026, then generally the 20th. Alberta: November 27, 2026, February and May 2027 | CRA Benefit payment dates (2026-10-14), 28 Oct 2026 |
Estimate only, general information, not tax advice. Finvo is not part of the government. The CRA, the Province of British Columbia and the Government of Alberta decide eligibility and payments, and your notice from the CRA is the final word. Check your amount with CRA’s child and family benefits calculator. This estimate assumes the same children, marital status and province for the whole year. It leaves out changes during the year, partly shared custody, children in care, other provinces and the Canada Groceries and Essentials Benefit.
Your child benefits, line by line
Each benefit’s maximum for your children, the income reduction and why, by month and by year, then what the numbers mean and what to do next. It follows every change you make above.
| Line | Per month | Per year |
|---|---|---|
| Canada Child Benefit (CCB) | ||
| Maximum for your children2 under 6 × $8,157. | $1,360 | $16,314 |
| Income reduction13.5% (2 children) of your $31,763 of income over $38,237. | −$357 | −$4,288 |
| Canada Child BenefitTax-free, paid monthly. | $1,002 | $12,026 |
| B.C. family benefit | ||
| Maximum for your children$1,750 for the first child and $1,100 for the second. | $238 | $2,850 |
| Income reduction4% of your $39,824 of income over $30,176, but you keep the minimum of $1,525 until $96,562. | −$110 | −$1,325 |
| B.C. family benefitPaid with the CCB. | $127 | $1,525 |
| Total child benefitsEstimate for July 2026 to June 2027. | $1,129 | $13,551 |
What this means
- Your 2025 family income is over $38,237, so part of the CCB comes off: 13.5% of the extra income for 2 children.
- BC keeps a minimum B.C. family benefit for families up to $96,562, so you get $1,525.
- These benefits are tax-free: they don’t go on your tax return as income.
What to do next
- File both 2025 returns, and every year after, even with no income. Payments stop without them.
- Register each child at birth registration, in your CRA account, or with Form RC66.
- Payment dates: November 20 and December 11, 2026, then generally the 20th of each month.
- Tell the CRA about changes in marital status or custody, by the end of the month after the change.
Finvo is not part of the government. The CRA, B.C. and Alberta decide who qualifies and how much is paid. Use CRA’s own calculator to check.
Missed a year of returns? We can file past returns so the CRA can work out your benefits.
Key figures for July 2026 to June 2027
These payments are based on 2025 adjusted family net income, from the returns filed in spring 2026. Each figure was read on the official page on 28 Oct 2026. The CCB is indexed to inflation and recalculated every July.
| Benefit | Amount and rule | Source, checked |
|---|---|---|
| Canada Child Benefit (CCB) | Up to $8,157 a year ($679.75 a month) per child under 6 and $6,883 ($573.58 a month) per child aged 6 to 17. In full under $38,237; reduced above that, faster above $82,847 | CRA, How much you can get (2026-10-22); 28 Oct 2026 |
| Child Disability Benefit (CDB) | Up to $3,480 a year ($290 a month) per child approved for the disability tax credit; reduced over $82,847 | CRA, Child disability benefit (2026-06-15); 28 Oct 2026 |
| B.C. family benefit | $1,750, $1,100 and $900 per child; minimum $775, $750 and $725 between $30,176 and $96,562; single-parent supplement up to $500. Paid monthly with the CCB | gov.bc.ca (June 17, 2026); CRA BC programs (2026-05-11); 28 Oct 2026 |
| Alberta Child and Family Benefit (ACFB) | Base up to $1,529 for one child and $3,821 for four or more, reduced over $28,116. Working component up to $782 to $2,061, from family working income over $2,760, reduced over $47,115. Paid in August, November, February and May | alberta.ca ACFB, Table 1; CRA Alberta programs (2026-05-11); 28 Oct 2026 |
| Shared custody | A child with you 40% to 60% of the time: each parent gets half | CRA, Who can apply and How much you can get; 28 Oct 2026 |
| Small amounts | A CCB under $20 a month is paid as one lump sum in July. An Alberta total under $10 for the year is paid as $10 | CRA T4114 (Rev. 26); Alberta Personal Income Tax Act s.30.2(4); 28 Oct 2026 |
| Children | Income $38,237 to $82,847 | Income over $82,847 |
|---|---|---|
| 1 child | 7% of income over $38,237 | $3,123 + 3.2% of income over $82,847 |
| 2 children | 13.5% | $6,022 + 5.7% |
| 3 children | 19% | $8,476 + 8% |
| 4 or more | 23% | $10,260 + 9.5% |
Source: CRA, Canada child benefit: How much you can get, page dated 2026-10-22, checked 28 Oct 2026.
How it's calculated
The calculator follows the steps on CRA’s “How much you can get” page and the B.C. and Alberta rules. Each benefit is worked out for the year, then divided by 12.
- Adjusted family net income (AFNI). Line 23600 of your 2025 return plus your spouse’s or partner’s, minus any UCCB or RDSP income received, plus any repaid.
- CCB maximum. $8,157 for each child under 6 plus $6,883 for each child aged 6 to 17.
- CCB reduction. Nothing comes off up to $38,237. Between $38,237 and $82,847, a percentage of the income over $38,237 comes off: 7%, 13.5%, 19% or 23% for 1, 2, 3, or 4 or more children. Above $82,847, a fixed amount ($3,123, $6,022, $8,476 or $10,260) plus 3.2%, 5.7%, 8% or 9.5% of the income over $82,847 comes off. The CCB is the maximum minus the reduction, never below zero.
- Child Disability Benefit. $3,480 per child approved for the disability tax credit, minus 3.2% (one child) or 5.7% (two or more) of income over $82,847.
- B.C. family benefit. $1,750, $1,100 and $900 per child (plus up to $500 for a single parent), minus 4% of income over $30,176. Up to $96,562 you keep at least $775, $750 and $725 per child; above it, those minimums shrink by 4% of income over $96,562.
- Alberta Child and Family Benefit. Base: up to $1,529 to $3,821, minus 8.05% to 20.11% of income over $28,116. Working: 15% of family working income over $2,760, up to $782 to $2,061, minus 3.40% to 8.95% of income over $47,115.
- Shared custody. If you tick it, each benefit is halved, because each parent gets 50% of the full-custody amount.
- Monthly amounts. The yearly amount divided by 12. The Alberta benefit is paid in four instalments, so it’s also shown per quarter.
Two worked examples for July 2026 to June 2027
Example 1: a BC family with two children under 6 and $70,000
A couple in Surrey with two children under 6. Their 2025 net incomes (line 23600) were $42,000 and $28,000, so their adjusted family net income is $70,000.
CCB: the maximum is 2 × $8,157 = $16,314. Their income is $31,763 over $38,237, and with 2 children 13.5% of that comes off: $4,288. The CCB is $12,026 a year, about $1,002 a month.
B.C. family benefit: the maximum is $1,750 + $1,100 = $2,850. 4% of the $39,824 over $30,176 is $1,593, which would leave $1,257, but BC keeps a minimum of $775 + $750 = $1,525 a year, about $127 a month, until $96,562.
| Line | Per month | Per year |
|---|---|---|
| CCB maximum | $1,360 | $16,314 |
| CCB reduction (13.5% × $31,763) | −$357 | −$4,288 |
| Canada Child Benefit | $1,002 | $12,026 |
| B.C. family benefit (minimum) | $127 | $1,525 |
| Total | $1,129 | $13,551 |
Both arrive together each month. If one of the children turns 6 during the year, the CCB for that child drops to the $6,883 rate from the month after the birthday.
Example 2: an Alberta single parent with two children and $36,000 from work
A single parent in Edmonton with one child under 6 and one aged 8. Their 2025 net income was $36,000, all from a job, so family working income is also $36,000.
CCB: $36,000 is under $38,237, so nothing comes off: $8,157 + $6,883 = $15,040 a year, about $1,253 a month.
Alberta base component: $2,293 for two children, minus 12.07% of the $7,884 over $28,116 ($952) = $1,341. Working component: 15% of the $33,240 over $2,760 is $4,986, more than the $1,494 maximum for two children, and income is under $47,115, so it’s $1,494. The Alberta benefit is $2,835 a year, paid as about $709 in each of August, November, February and May.
| Line | Per month | Per year |
|---|---|---|
| Canada Child Benefit (no reduction) | $1,253 | $15,040 |
| Alberta base component | $112 | $1,341 |
| Alberta working component | $125 | $1,494 |
| Total | $1,490 | $17,875 |
The CCB arrives monthly; the Alberta benefit arrives separately four times a year. A higher 2025 income would cut the base component first, from $28,116, and the working component only above $47,115.
When the payments arrive
The CCB, the Child Disability Benefit and the B.C. family benefit come as one monthly deposit, generally on the 20th, or the last business day before it. The Alberta Child and Family Benefit is paid separately, four times a year. If a payment hasn’t arrived, the CRA asks you to wait 5 working days before calling.
| Benefit | Dates |
|---|---|
| CCB, CDB and B.C. family benefit | July 20, August 20, September 18, October 20, November 20 and December 11, 2026. The CRA hadn’t posted the 2027 dates when we checked; they are generally on the 20th. |
| Alberta Child and Family Benefit | August 27 and November 27, 2026, then February and May 2027 |
Source: CRA, Benefit payment dates (page dated 2026-10-14) and Booklet T4114, checked 28 Oct 2026.
To keep the payments coming
- File every year, both of you. You and your spouse or partner each file a return, even with no income. July’s new amount comes from last year’s returns.
- Tell the CRA about a change in marital status by the end of the month after it happens, in your CRA account, by phone or with Form RC65. For a separation, wait until you have been apart for more than 90 days.
- Tell the CRA when custody changes: a child starts or stops living with you, or a shared custody arrangement begins, ends or changes.
- Moving between BC and Alberta, or out of the province? Update your address with the CRA, so the right provincial benefit is paid.
New to Canada? Apply with Form RC66 and Schedule RC66SCH; our newcomer tax guide explains your first return. For every other benefit, see government benefits in BC and Alberta.
Who this is for and what it leaves out
Who this is for
- Families in BC or Alberta with children under 18 who want to know roughly what the CCB and the provincial benefit will pay from July 2026 to June 2027.
- Parents of a child approved for the disability tax credit, to see the Child Disability Benefit on top.
- Parents with shared custody of all their children, 40% to 60% of the time each.
- Newcomers and new parents planning a budget before the first payment arrives.
What it leaves out
- Changes during the year: a birth, a child turning 6 or 18, marriage, separation or a move. The CRA recalculates from the month after.
- Custody that is shared for some children but not others, and children in care (Children’s Special Allowances).
- Other provinces and territories, a spouse who wasn’t resident in Canada, and the B.C. children and youth disability supplement, which starts in July 2027.
- The child amount in the Canada Groceries and Essentials Benefit, and your income tax (see the income tax calculator).
Sources, checked 28 Oct 2026
- CRA: Canada child benefit, How much you can get (July 2026 to June 2027 amounts, thresholds, rates, worked examples, shared custody), page dated 2026-10-22
- CRA: Child disability benefit, page dated 2026-06-15
- CRA: Booklet T4114, Canada Child Benefit, Rev. 26 (adjusted family net income, payment rules, changes to report)
- B.C.: B.C. family benefit, last updated June 17, 2026
- CRA: Province of British Columbia programs, page dated 2026-05-11
- Alberta: Alberta Child and Family Benefit, Table 1, 2026–27 amounts
- CRA: Province of Alberta programs, page dated 2026-05-11
- Alberta Personal Income Tax Act, sections 30.2 and 44.2 (reduction rates, $10 minimum, indexing), current as of December 11, 2025
- CRA: Benefit payment dates, page dated 2026-10-14
- CRA: Canada child benefit, How to apply (birth registration, RC66, RC66SCH)
- CRA: Canada child benefit, Who can apply (status, shared custody)
- CRA: Child and family benefits calculator (the official estimate)
Benefits start with your tax returns.
Book a free 15-minute call by video or phone. We’ll look at which returns are filed, any past years that are missing and what your family may be eligible for. The CRA and your province decide the benefits; we prepare the returns they’re based on. Pricing is explained on the personal membership page. We confirm your price before any work starts.
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Canada Child Benefit, answered
How much Canada Child Benefit will I get from July 2026 to June 2027?
Up to $8,157 a year ($679.75 a month) for each child under 6 and $6,883 a year ($573.58 a month) for each child aged 6 to 17. You get the full amount if your 2025 adjusted family net income was under $38,237. Above that, a percentage of the extra income comes off, depending on how many children you have.
What income is the CCB based on?
Payments from July 2026 to June 2027 are based on your adjusted family net income for 2025: your net income from line 23600 of your 2025 return plus your spouse's or common-law partner's, minus any universal child care benefit or RDSP income received, plus any amounts of those repaid. A change in your income in 2026 shows up in July 2027.
When are Canada Child Benefit payments made?
Monthly, generally on the 20th, or the last business day before it. The remaining 2026 dates are November 20 and December 11, 2026. The B.C. family benefit and the Child Disability Benefit come in the same payment. The Alberta Child and Family Benefit is paid separately four times a year, in August, November, February and May.
How does shared custody change the CCB?
If a child lives with you between 40% and 60% of the time, you and the other parent each get half of what you would get with full custody, each worked out on your own adjusted family net income. The CRA doesn't split it any other way. The B.C. and Alberta benefits are halved the same way.
Do both parents need to file a tax return to get the CCB?
Yes. You and your spouse or common-law partner each need to file a return every year, even with no income or income that isn't taxable. The CRA uses both returns to work out your family net income. If a return is missing, payments can be delayed or stop, and the B.C. and Alberta benefits stop with them.
How do I apply for the Canada Child Benefit?
For a newborn, the easiest way is to give consent when you register the birth with your province. You can also apply in your CRA account or by mailing Form RC66, Canada Child Benefits Application. Apply as soon as a child is born, starts living with you, or a custody arrangement begins or changes. The B.C. and Alberta benefits need no separate application.
I'm new to Canada. Can I get the CCB?
You may, if you live in Canada with your child and you or your spouse or partner is a Canadian citizen, permanent resident, protected person, or a temporary resident who has lived in Canada for the previous 18 months with a valid permit in the 19th month. Newcomers apply by mailing Form RC66 with Schedule RC66SCH, Status in Canada and Statement of Income.
What is the Child Disability Benefit?
An extra tax-free amount added to the CCB for a child approved for the disability tax credit. From July 2026 to June 2027 it is up to $3,480 a year ($290 a month) per child. It is reduced once adjusted family net income is over $82,847: by 3.2% of the extra income for one eligible child, or 5.7% for two or more.
How much is the B.C. family benefit for 2026–27?
Up to $1,750 a year for the first child, $1,100 for the second and $900 for each other child, in full when 2025 family income is under $30,176. Above that, 4% of the extra income comes off, but you keep at least $775, $750 and $725 per child until $96,562. Low-income single parents can get up to $500 more.
How does the Alberta Child and Family Benefit work?
It has two parts, paid in August, November, February and May. The base component is up to $1,529 for one child and $3,821 for four or more, reduced once family net income passes $28,116. The working component starts when family working income passes $2,760, grows by 15% of each extra dollar up to $782 to $2,061, and is reduced above $47,115.