Pay and tax dashboard: your 2026 pay at a glance
Enter a salary and see, on one screen, where each $100 of pay goes in 2026: federal tax, BC or Alberta tax, CPP, EI and what you keep. It shows take-home per month and per paycheque, the same pay in the other province, and what an RRSP contribution changes. For a full return, use the income tax calculator.
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2026 BC and Alberta ratesRuns in your browserSummary free, no sign-upEstimate only
Try an exampleOne click fills the form.
Your 2026 dashboard
$75,373
You keep $75.37 of every $100. $24,627 goes to income tax, CPP and EI.
- Federal tax$13,302
- BC tax$5,556
- CPP$4,646
- EI$1,123
- Take-home$75,373
Estimate, general information, not tax advice. 2026 rates, basic credits only.
See your estimated pay, tax and CPPTake-home at other incomes, the RRSP effect, each line explainedWant your own return looked at?
Bring this summary to a free call and we'll tell you what we'd look at.
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Where it goes each month
| Line | A month |
|---|---|
| Gross pay | $8,333 |
| Federal tax | −$1,108 |
| BC tax | −$463 |
| CPP | −$387 |
| EI | −$94 |
| Take-home | $6,281 |
Monthly amounts are the year ÷ 12; actual payroll deductions stop once the CPP and EI maximums are reached.
Take-home share at other salaries
Share of salary kept after income tax, CPP and EI, in the province you chose. Your salary is highlighted when it's on the list.
Estimate only, general information, not tax advice. It uses 2026 federal, BC and Alberta rates and claims only the basic personal amounts, CPP and EI. It leaves out other income, deductions and credits, benefits, and tax already deducted. For your full return, use the income tax calculator.
Your pay, the full picture
Each line with where it comes from, take-home at other salaries, the other province and what your RRSP contribution changes. It follows every change you make above.
| Line | Amount |
|---|
What this means
What to do next
Want your return and your year planned together? See the Personal full suite.
How it's calculated
The same 2026 engine as the income tax calculator, with employment income only.
- Federal and provincial tax. 2026 brackets on taxable income, less the basic personal amount, the Canada employment amount (federal) and the CPP and EI credits; the BC tax reduction where it applies.
- CPP and EI. 2026 employee rates up to the yearly maximums, including the second CPP contribution (CPP2) above the first ceiling.
- Take-home. Salary minus income tax, CPP and EI. Monthly is ÷ 12; per paycheque is ÷ the number of pays.
- Other province. The same salary worked out for the other province.
- RRSP. Income tax with the contribution deducted, minus without it; the contribution is capped at the RRSP deduction limit you enter from your notice of assessment (blank: the 2026 dollar limit, without checking your personal room) and at your salary. Take-home is shown before the contribution; cash left after the contribution is take-home minus the contribution plus the tax it saves. Room earned for next year is 18% of this salary, up to the 2027 limit.
What it leaves out
- Other income (self-employment, rental, investments), deductions and credits other than the basic ones. Use the income tax calculator.
- Tax already deducted from your pay, refunds and balances owing.
- Benefits such as the Canada Child Benefit, and other provinces.
- Investment growth: this dashboard doesn't project returns. For RRSP or TFSA, see RRSP vs TFSA.
Sources, checked 30 Oct 2026
Every rate comes from the same 2026 engine as our other calculators, where each figure is listed with its official source and the date it was checked.
Want more of your pay planned, not just taxed?
Book a free 15-minute call by video or phone, or meet us in Surrey, Edmonton or Courtenay. Bring this summary and we'll explain what we'd look at: RRSP or TFSA, a raise or bonus, or a side business. Pricing is on the Personal full suite page; we confirm your price before any work starts.
Which office?
Book a free 15-minute call15-minute calls every weekday at 10 am and 2 pm Pacific (11 am and 3 pm Mountain), except holidays.
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Your pay and tax, answered
How much of a $100,000 salary do I keep in BC in 2026?
On $100,000 of employment income in BC for 2026, this estimate keeps about $75,373 after federal tax of about $13,302, BC tax of about $5,556, CPP of $4,646 and EI of $1,123: about $6,281 a month. It claims only the basic credits, CPP and EI; your own deductions and credits change it.
What is the difference between average and marginal tax rate?
Your average rate is everything taken off (income tax, CPP and EI) divided by your pay. Your marginal rate is the income tax on your next dollar of income. A raise or a bonus is taxed at the marginal rate, and an RRSP contribution saves tax at roughly that rate.
Why do CPP and EI stop growing at higher incomes?
CPP and EI are charged only up to yearly maximum earnings. For 2026, CPP stops at the second earnings ceiling and EI at the maximum insurable earnings, so above those amounts each extra dollar has no CPP or EI taken off, only income tax.
Is this the same as the income tax calculator?
No. This dashboard shows a salary at a glance with the basic credits only. The income tax calculator works out a full 2026 return, with other income, deductions, credits, a partner and the tax already taken off your pay, and shows a refund or balance owing.
How does an RRSP contribution change my take-home?
The contribution is deducted from your income, so the income tax on it is saved, usually at about your marginal rate. The dashboard shows the tax saved and the net cost of the contribution. Contributions are limited by your RRSP room; for 2026 the dollar limit is $33,810.
Is the information I type saved or sent anywhere?
Only if you ask for the full breakdown. The dashboard works in your browser and the summary needs nothing from you. If you add your name and email to open the full breakdown, we save them with the numbers you entered and the results, in our database in Canada, so our team can reply. Never type a SIN or account number.