Personal full suite: your finances and tax returns, looked after all year
For households and self-employed people in BC and Alberta, from $49 a month. We review your bank and credit card accounts through the year, flag forgotten subscriptions and missed deductions, and prepare your tax returns from what we've tracked. Three plans; a tax return on its own is from $60.
Someone who actually looks at your money
Most households only think about their finances at tax time. We look through the year. This is what every plan includes; the plans below add more accounts, reviews and schedules.
Your accounts
Reviewed through the year, not just in April.
- Ongoing review of the transactions in your bank and credit card accounts
- A review every quarter at least, with a clear summary of what we see
- At least one planning call a year
- Statements by digital access or PDF; no app to learn
Money left on the table
We tell you what we see; you decide what to change.
- Missed deductions, credits and benefits looked for
- Subscription tracking: forgotten and unused charges flagged
- Bank or card fees you may not need to pay
- Overlapping insurance or bank plans flagged
Tax returns
Prepared from the numbers we've tracked all year.
- Personal tax returns included every year (how many depends on the plan)
- Your proposal identifies the tax year, taxpayers and schedules included, including any first-year adjustment when you join partway through the year
- You review, sign, and we file
- Slips at tax time; receipts only when a claim needs them
- Self-employed and rental schedules in the Self-Employed plans
Working together
Online, from wherever you are in BC or Alberta.
- Documents shared through the secure client portal
- Email support, with priority support on the Self-Employed plans
- Statements handled only by our team, under the same confidentiality rules as our business clients
- Already have a business accountant? We look after the personal side and work alongside them
Every line above, in one monthly price. Your plan depends on your accounts, income sources and how many returns you need; we confirm it after a free call, before any work starts.
From $49/month
Prices in Canadian dollars, before GST.
Three plans, one for each kind of household
The income bands are examples, not rules. Household income under $150,000? Core Personal, or tax filing only from $60, often fits. We help you choose on the free call.
Core Personal
For families and professionals with employment (T4) income only, and no business income.
From
$49/month
For example: household income of about $150,000 to $200,000
Includes:
- 2–3 bank accounts and 2–3 credit cards
- Ongoing review of the transactions in those accounts
- A quarterly review plus one annual call
- Up to 2 personal tax returns a year (you and your spouse)
- Subscription tracking: we flag forgotten and unused charges
- Email support
Self-Employed
For sole proprietors, side businesses, one rental property, or a corporation owner's personal side.
From
$99/month
For example: household income of about $200,000 to $300,000
Everything in Core Personal, plus:
- 3–4 bank accounts and 3–4 credit cards, with more transactions
- A quarterly accounting review plus a half-yearly planning call
- Up to 2 personal tax returns, plus up to 2 dependant returns
- One simple self-employed (T2125) or rental schedule a year
- Priority email support
Self-Employed Plus
For several income sources, several rental properties, stock options, or more than one company.
From
$199/month
For example: household income of about $300,000 or more
Everything in Self-Employed, plus:
- Several rental properties and more complex investments
- More accounts and more transactions
- Monthly check-ins and a cash-flow review
- A quarterly deep-dive review of your full picture
- Personal, self-employed and rental schedules (and others as needed) each year
- Priority support
Starting prices in Canadian dollars, before GST, confirmed before any work starts. See every plan on the pricing page.
The three plans, row by row
Accounts, reviews, calls and tax returns in each plan.
| What you get | Core PersonalFrom $49/month | Self-EmployedFrom $99/month | Self-Employed PlusFrom $199/month |
|---|---|---|---|
| Your accounts | |||
| Household income, for example | $150,000 to $200,000 | $200,000 to $300,000 | $300,000 or more |
| Bank accounts and credit cards | 2–3 of each | 3–4 of each, more transactions | More accounts and transactions |
| Ongoing transaction review | Included | Included | Included |
| Subscription tracking | Included | Included | Included |
| Cash-flow review | Not included | Not included | Included |
| Reviews and calls | |||
| Reviews | Quarterly | Quarterly accounting review | Monthly check-ins, quarterly deep dive |
| Planning calls | One a year | Every six months | Monthly check-ins |
| Support | Priority email | Priority | |
| Tax returns | |||
| Personal tax returns included | Up to 2 (you and your spouse) | Up to 2, plus up to 2 dependant returns | Up to two adult returns and two dependants' returns, plus the agreed self-employed, rental and investment schedules |
| Self-employed (T2125) or rental schedule | Not included | One simple schedule a year | Self-employed, rental and others as needed |
| Several rental properties, complex investments | Not included | Not included | Included |
Prices in Canadian dollars, before GST, confirmed before any work starts.
Book a free 15-minute callOn the call we tell you which plan fits, or whether a return on its own is enough. 5.0 on Google · 92 reviews
Just need this year's return?
Pick a one-time option. No plan needed. For help all year, a plan above usually fits better.
Personal tax filing
A standard T1 return for individuals and couples. No bookkeeping included.
From
$60/return
- Personal T1 return
Self-employed tax filing
Your T1 return with business income (T2125). No bookkeeping included.
From
$90/return
- Personal T1 plus business T2125
Rideshare and delivery drivers
For drivers who earn through rideshare and delivery apps.
From
$150/return
- Personal T1 plus self-employed T2125
- Vehicle and expense deductions
Prices in Canadian dollars, before GST. Try the income tax calculator, the rental income calculator, the rideshare and delivery calculator or the RRSP tax savings calculator.
Add-ons, priced separately
Each of these is quoted on its own and confirmed before any work starts.
Extra family returns
Returns beyond the ones your plan includes, for example for more dependants or other family members.
About tax returnsComplex investment reporting
Highly complex investment or stock-option reporting, beyond what Self-Employed Plus covers.
Rental propertiesCorporate or business tax returns
Your company's T2 return, through our business team or your existing accountant.
Personal and corporate taxYour business's monthly books
Business full suite, from $99 a month
Bookkeeping, payroll, GST/HST and year-end files for your company.
See the Business full suiteThree steps, then we keep going
- 1
Free 15-minute call
Tell us about your household, income and accounts. We recommend a plan and confirm the price before any work starts.
- 2
Share your statements
Give us digital access or upload PDF statements to the client portal each quarter.
- 3
We review, flag and file
Quarterly updates on what we see through the year, then your tax returns prepared for you to review and sign.
Run a business as well?
The Business full suite looks after your company's monthly accounting, from $99/month, and works alongside your Personal full suite.
Personal full suite, explained
What do you need from me?
Mainly your bank and credit card statements, through digital access or as PDF downloads each quarter. At tax time we ask for your slips, and for receipts only when a claim needs them.
How is this different from a budgeting app?
An app needs you to do the work. With the Personal full suite, we review your transactions, flag what looks off and send you a clear summary. You don't have to sort a single transaction yourself.
Which plan is right for me?
Core Personal suits households with employment (T4) income only. Self-Employed suits sole proprietors, side businesses, one rental property, or a corporation owner's personal side (the company's books are covered by Business full suite; its T2 return is quoted separately). Self-Employed Plus suits several income sources, several rental properties or stock options. The income bands are examples, not rules; under $150,000, Core Personal or tax filing only (from $60) often fits. We help you choose on the call.
Are tax returns included?
Yes. Core Personal includes up to 2 personal returns a year, for you and your spouse. Self-Employed adds up to 2 dependant returns and one simple self-employed or rental schedule. Self-Employed Plus includes up to two adult returns and two dependants' returns, plus the agreed self-employed, rental and investment schedules. Extra family returns are an add-on.
What if I have rental income or investments?
One rental property fits the Self-Employed plan. Several rentals, stock options or more complex investments fit Self-Employed Plus. Very complex investment or stock-option reporting is priced as an add-on, and we confirm it before any work starts.
Is my information kept private?
Yes. Your statements are handled only by our team, under the same confidentiality rules we follow for our business clients. You share documents with us through the secure client portal.
I only need this year's tax return. Can you do just that?
Yes. Tax filing only is from $60 for a personal return, $90 for a self-employed return and $150 for rideshare and delivery drivers. No plan is needed, and bookkeeping is not included.
I run a business too. Can you look after both?
Yes. The Business full suite looks after your company's monthly accounting, from $99 a month, and works alongside your Personal full suite, so your personal and business finances line up. If another accountant looks after the company, we work with them.
Rental properties? See real estate. Every plan is on pricing; more answers in the full FAQ.
Sources, checked 27 Oct 2026. This page describes the Personal full suite and its prices; the tax filings it names follow these sources. Rules have exceptions and can change. This page is general information, not legal or tax advice for your situation.
- CRA, Tax deadlines for businesses and self-employed individuals, canada.ca: self-employed returns filed by 15 June and paid by 30 April.
- CRA, Business expenses and Guide T4002 (Form T2125), canada.ca: reasonable expenses to earn business income, the business share of mixed-use costs, and the 50% limit on meals and entertainment. Form T2125 for self-employment income.
Find the right plan on a free call
Tell us about your household, your income and your accounts. We'll recommend a plan, or tax filing only, and confirm the price before any work starts.
Which office?
Book a free 15-minute call15-minute calls every weekday at 10 am and 2 pm Pacific (11 am and 3 pm Mountain), except holidays.
Typical next slots, confirmed when you book:
Call (236) 300-3322Email contact@finvo.caMon–Fri, 9 am – 5 pm PT/MT5.0 on Google · 92 reviews